ABOUT OFSA
The Oregon Financial Services Association (“OFSA”) is a member-driven organization comprised of community-based, responsible installment lenders who each hold a Consumer Finance License and are regulated, supervised, and examined by the Oregon Department of Consumer and Business Services, Division of Financial Regulation. OFSA members include lenders who have a demonstrated history of safely serving Oregon borrowers since the 1930s. OFSA members provide consumers with many kinds of consumer credit, including traditional installment loans, direct and indirect vehicle financing, and credit for non-vehicle retail customers. OFSA members do not provide payday loans.
OFSA strongly believes all Oregon residents, particularly those with subprime and nonprime credit, benefit from access to safe and affordable credit with fair and reasonable terms. We support balanced laws and regulations that allow informed consumer choice, more access to credit, and promote responsible lending practices. Such laws and regulations also allow community-based lenders to expand their business in the state and contribute in a meaningful way to the state’s revenue and tax base.
OFSA is dedicated to collaborating with the public, including legislators and community advocates, when it comes to studying, legislating, regulating, and advocating for consumer credit in Oregon.
Members
Credit
Concepts
OneMain
Financial
Reliable Credit
Association
United
Finance
ASSOCIATE MEMBERS
FORTEGRA
Advocacy
Coming Soon
RESOURCES
American Financial Services Association
Oregon Department of Consumer and Business Services,
Division of Financial Regulation
Oregon State Legislature
Case for Credit